These days, I’m watching my budget closer than a cat watching a bird!  A sign of the times, it seems that most of us are learning how to save more of our hard earned money vs. squandering it.  Cutting out some of my favorite things like weekly trips to the nail spa have become part [...]

The holidays can be a wonderful time filled with parties, gift giving and family gatherings. Or it can make you want to hide under the covers until the ho-ho-ho-ing is done!  For those of us without a significant other, getting through them can be difficult – but it doesn’t have to be. I’ve spent the [...]